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While the steps sound easy, you may come across a less than willing agent. It's important to stand your ground.

You should give up on the request if it's not going your way. This doesn't mean you'll have to give up your SiriusXM, though. You'll just need to try again. After you hang up with the agent, wait a few minutes and call again. Chances are that you will get another agent this time. You can repeat the steps above with a new agent.

If you are still unsuccessful, go ahead and cancel the service. We know this isn't what you wanted, but there's a method to the madness.

Once you cancel the service, you will likely receive offers to become a member again. These offers may be lower than the offers the agent provided you when you called to cancel. Once you receive an offer that is low enough for you, sign up for the subscription again.

Know Your Expiration Date Make sure you note the expiration date of your offer. If you don't, your subscription will renew at the current price, which will likely be much higher than what you pay. We suggest setting an alert in your smartphone and marking it on your calendar. You'll want to get back in touch with SiriusXM before this date to negotiate your contract again. You'll use the same steps. If they won't provide you with a savings, cancel the service and wait for the new offers to come in the mail.

You can call the billing department and ask that they remove your card on file after your subscription is active. You have the right to do so, which then prevents them from automatically billing your card if you miss the promotional period's expiration date. Pay for a full year : One simple way to lower your SiriusXM bill is to pay for 12 months of the subscription upfront.

SiriusXM does offer a small discount for the full-year package. This isn't the rock-bottom price by any means, but it may offer you a small savings. Watch for special offers : The SiriusXM website often runs specials for additional devices and subscriptions for current customers wishing to add service to another vehicle. There's no doubt that SiriusXM can be entertaining. If you love music or you tend to listen to newscasts on your daily commute, it can be a valuable service. Before you jump on board and pay full price for the service, though, try these simple tactics.

All it takes is a phone call and possibly a short time without the service for you to get rock-bottom pricing for a quality service. Write to Kim P at feedback creditdonkey. Follow us on Twitter and Facebook for our latest posts.



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